With respect to Lloyds being pants:
Telephone Support: Good morning, Lloyds TSB, how may I help you?
Mr. Jetley: Hello, I would like to see my balance.
TS: May I have your password sir?
MJ: Lloyds is pants.
TS: Excuse me sir?
MJ: Lloyds is pants!
TS: Sir, there is no need to be rude!
MJ: My password. That’s my password.
TS: Lloyds is pants?
MJ: Yes, Lloyds is pants
TS: No it’s not.
MJ: Not what?
TS: Lloyds is pants!
MJ: Well what is it then?
TS: No it’s not.
MJ: Yes, I understand my password is not “Lloyds is pants”, but what is it?
TS: It is, no it’s not
MJ: Make up your MIND!!!
TS: Sir, your password is “No it’s not”.
MJ: No it’s not?
TS: Yes that’s it.
MJ: No it’s not.
TS: No it’s not your password or yes it’s “No it’s not”?
MJ: BOTH!!!
*giggle*
